More Information
The claims I have worked include Large commercial; association for high rise residential condominium towers,
condo associations in which one association had nine separate sub associations all with multiple buildings. Each had their own association president that sat on the central association board answering to a chief association president over all nine,
large commercial warehouses,
retail storefronts,
large schools, government housing,
large churches, (some as large and more complex than most malls), restaurants (fast food and large dining establishments),
museums,
and more.
I have worked numerous farm losses, many of which were large commercial farms with multiple locations and multiple building, silos and equipment on each location.
I have worked small and large residential single family,
mobile home,
condo's in low rise and high rise buildings.
and patio homes.
I have worked duplexes,
triplexes,
fourplexes,
and up.
The types of claims I have worked:
Catastrophe's such as hurricane, flood, wind, tornado, hail, ice, flood and drain backup.
I have and I am often asked to stay at a storm/catastrophe location to reinspect my fellow adjuster's claims.
Daily claims have included, fire, infestation, wind, hail, lightening, contractor removing a roof prior to a storm, drain backup, leaking roof, ice, etc.
Sample of work product review completed by unnamed carrier:
-----Original Message-----
Subject: Reinspection for Claim #
ESTIMATE QUESTIONS:
Technical Elements
Measurements within 3"? Y
Calculation Code correct? Y
Correct identification of material (LKQ)? Y
Matching / continuous items correctly written? Y
General category items correctly included? Y
Proper scope reflects repair / replacement methods used? Y
Correct item codes? Y
Waste correctly applied? Y
Openings deducted? Y
Depreciation correctly applied? Y
Proper Usage of lump sums and / or minimum charges? Y
Correct base service charges included?
Correct price list used? Y
O & P correctly applied? Y
Old/Unrelated Damage Considered Y
Supplement(s) handled correctly? NA
Pricing / Scoping variations explained? Y
Category Rating: Effective Category Score: 100%
Comments: Painting code incorrect.
Administrative Elements
Estimate uploaded within 5 Days of Receipt? Y
Cause of loss investigated and determined? Y
Polite & Professional Conduct Y
Photos Uploaded with Estimate Y
Sketch or Diagram With Measurements Indicated Y
Opening Statement Correct NA
Insured to Value (ITV) Completed Y
Insured to Value (ITV) Accurate NA
Prompt Inspection Y
1st Call Settlement Warranted? NA
Proper Estimating Format/Sequence Y
Completed Drying Log Reviewed Prior to Payment NA
Category Rating: Effective Category Score: 100%
Comments:
ESTIMATE EXCEPTIONS:
Living Room
[PNT] PAINTING
Item Codes
Drywall ceiling repairs are then textured, sealed and painted white. 2 coats of color is not necessary. The line item code should've been "PNT AC" which would yeild 1 seal/prime coat and 1 color coat for $0.71
Din/Ent/Hall
[PNT] PAINTING
Item Codes
Ceiling/Walls are repaired and then are painted white as well. 1 coat of color ought to suffice.
OVERALL FORM RATING: Effective OVERALL FORM SCORE: 100.0%
OVERALL COMMENTS:
Good photos, sketch, line item notes, depreciation. When repairing and then texturing and then sealing and then painting white...1 coat of
color ought to be fine.
Timely turn around, too. Overall, a real good job.
Thanks,
